Dental, Vision, Hearing
Medicare offers little to no dental, vision, and hearing coverage. You may get some benefits through an Advantage plan, you will likely have to seek a third-party insurer.
There is a lot you need to know about these benefits through Medicare. Your needs may or may not be covered, but the only way to find out is to learn more.
Dental, Vision, and Hearing with Original Medicare
Original Medicare (Parts A and B) offers very limited dental, vision, and hearing coverage. Typically, you will only be covered if you have a specific condition or emergency situation that requires this care.
So, unless you already have a condition or you have to receive this care as a part of your emergency medical treatment, you will not be covered.
Medicare Advantage Doesn’t Offer Much Either
A lot of Medicare Advantage plans advertise dental, vision, and hearing coverage included in their plan. You have likely already realized that getting this coverage through Medicare is next to impossible—but some providers will try and convince you otherwise.
Be wary of plans that make a big deal out of this coverage, as their benefits are likely far more limited than they advertise. Advantage plans coordinate your regular checkups and medical care.
By default, then, they cover dental, vision, and hearing checkups. However, they will not cover anything beyond that, including dentures, glasses, or hearing aids.
The Cost of Dental, Vision, and Hearing Care
With Original Medicare, your overall dental, vision, and hearing care will not be covered. You will, however, have an expectation of the amount you will pay for this care. The cost for vision care is $200 for a new patient exam.
It will cost roughly $46 for all of the following routine eye exams. You will have to pay the entire cost of any additional aids such as glasses or contacts (if it’s not considered medically necessary).
Without hearing coverage, you will pay roughly $250 for your initial hearing test, $46 for all following checkup exams, and anywhere from $100-$6,000 for hearing aids.
For additional, non-medically necessary dental benefits such as dentures, you will have to pay the full prices out-of-pocket. General dental care will cost anywhere between $200-$250 for your initial exam and $46 for the following ones.
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