If you will soon be eligible for Medicare benefits, you should watch out for your Initial Enrollment Period. Your Initial Enrollment Period is the easiest time to enroll in Medicare, so you don’t want to miss it. This is how the Initial Enrollment Period Works.
Initial Enrollment Period Rules
Your Initial Enrollment Period for Medicare begins three months before you reach age 65. The period includes your birth month and ends three months after that month. The period lasts a total of seven months, giving you more than enough time to apply for Medicare and enroll in the plan you want.
Automatic Medicare Enrollment
Even if you are automatically enrolled in Medicare Part A, you will still be eligible for an Initial Enrollment Period. During this time, you can choose to opt into whichever Medicare benefits you need. This also means you can use your Initial Enrollment Period to enroll in a Medicare Advantage plan.
Although the Initial Enrollment Period lasts for a total of seven months, enrolling in the latter half of the period will have minor consequences. If you wait until the month you turn 65 to enroll, your access to Part B benefits will be delayed. Therefore, waiting will likely create a coverage gap. Therefore, we suggest you prepare in advance to take full advantage of your Initial Enrollment Period.
Insurance Plans Tailored to Your Needs
✔ Explore Options and Coverages
✔ Find a Plan for your Lifestyle
✔ Get Help with Enrollment